Understanding what Medicare covers can feel overwhelming, especially when you or a loved one needs care at home. The good news is that Medicare provides comprehensive coverage for skilled home health services, and Preferred Home Health has delivered these services across Northern Colorado for more than 30 years.
Here’s a clear breakdown of what Medicare covers — and how Preferred Home Health supports patients in Loveland, Fort Collins, Greeley, Windsor, Evans, La Salle, Johnstown, Milliken, and surrounding communities.
Medicare Home Health Eligibility in Colorado
To qualify for Medicare‑covered home health services, patients must meet three basic criteria:
- They must be under the care of a physician
- They must need intermittent skilled care
- They must be homebound, meaning leaving home requires significant effort or assistance
Once these criteria are met, Medicare covers a wide range of skilled services.
Skilled Nursing (RN & LPN)
Medicare covers nursing services that help manage medical conditions at home, including:
- Medication management
- Chronic disease monitoring
- Wound care
- Post‑hospital recovery
- Education on managing new diagnoses
Preferred Home Health’s nursing team has an average tenure of over 12 years, providing consistent, experienced care.
Physical Therapy (PT)
Medicare covers PT when patients need help improving mobility, strength, balance, or safety at home. This includes:
- Post‑surgical rehabilitation
- Fall prevention
- Strength and endurance training
- Mobility and gait training
Occupational Therapy (OT)
OT is covered when patients need support with daily activities or adaptive techniques, including:
- Bathing, dressing, and grooming strategies
- Home safety modifications
- Fine motor skill improvement
- Energy conservation techniques
Speech Therapy (ST)
Medicare covers speech therapy for patients experiencing:
- Difficulty swallowing
- Speech or communication challenges
- Cognitive or memory‑related issues
- Voice or articulation problems
Certified Nursing Assistants (CNA)
Medicare covers CNA support when it is part of a skilled care plan. CNAs assist with:
- Personal care
- Bathing
- Hygiene
- Mobility support
Medical Social Work
Medicare also covers social work services to help with:
- Care planning
- Community resources
- Long‑term support coordination
Equipment & Supplies
Medicare may cover:
- Wound care supplies
- Certain medical equipment
- Durable medical equipment (DME) ordered by a physician
Preferred Home Health Accepts Medicare & Medicare Advantage
Preferred Home Health is contracted with:
- Medicare
- Medicare Advantage plans
- Colorado Medicaid
- VA
- Most major private insurance plans
Our team handles coordination directly with payors to make the process simple for patients and families.
The Preferred Difference
With over 30 years of experience and a clinical team averaging 12+ years of longevity, Preferred Home Health provides the stability, expertise, and compassionate care Northern Colorado families deserve.
Whether you’re in Loveland, Fort Collins, Greeley, Windsor, Evans, La Salle, Johnstown, or Milliken, Medicare‑covered home health services are available — and Preferred Home Health is here to help.
What Home Health Services Are Covered by Medicare in Colorado? was last modified: October 21st, 2026 by